Privacy Policy

1. Who We Are

Welcome to Zamzi SA (“we,” “us,” or “our”). Our website address is: https://zamzi.co.za. Zamzi SA provides a platform for job seekers, business owners, and employers, and also offers the Money Manager app as an add-on service for users. We are committed to protecting your privacy and handling your personal information transparently and securely.

If you have any questions about this policy or your personal data, please contact us at admin@zamzi.co.za.

2. What Personal Data We Collect and Why

We collect and process different types of personal data depending on how you interact with our website and apps, including Money Manager:

a. Comments and User Accounts

When you leave comments, we collect the data shown in the comments form, your IP address, and browser user agent string to help with spam detection.

If you register for an account, we collect your name, email address, and any other information you provide.

An anonymized string created from your email address (hash) may be sent to the Gravatar service to check if you are using it. See the Gravatar Privacy Policy.

b. Media Uploads

If you upload images, please avoid embedding location data (EXIF GPS). Visitors can download and extract such data from images.

c. Cookies

If you leave a comment, you may opt-in to saving your name, email, and website in cookies for your convenience. These last for one year.

Temporary cookies are set to check if your browser accepts cookies.

Login and screen options cookies are set when you log in; login cookies last two days, screen options cookies last one year, and “Remember Me” login lasts two weeks.

Editing or publishing an article sets a cookie with the post ID, expiring after one day.

d. Contact Forms & Communication

If you contact us via forms or email, we collect your name, email, and the content of your message to respond to you.

e. Analytics and Embedded Content

We may use analytics tools (e.g., Google Analytics) to collect anonymized usage data.

Articles may include embedded content (e.g., videos, images) from other websites. These third parties may collect data about you, use cookies, and monitor your interaction with their content.

f. Money Manager App Data

When you use the Money Manager app (an add-on for Zamzi SA users), we may collect:

• Financial Data: Information you enter such as income, expenses, budgets, and financial goals.
• Transaction Records: Details of your manually entered or imported transactions.
• App Usage Data: How you use the Money Manager app, including feature usage and device information.
• Optional Integrations: If you connect bank accounts or use third-party integrations, we may collect additional data as authorized by you.

Why We Collect This Data:

• To provide, personalize, and improve the Money Manager app experience.
• To help you track and manage your finances securely.
• To offer insights, tips, or notifications based on your financial activity (if you opt in).
• To troubleshoot and enhance app performance.

3. How We Use Your Data

We use your data to:

• Provide, operate, and maintain our website, services, and the Money Manager app.
• Improve, personalize, and expand our offerings.
• Communicate with you, including responding to your inquiries and sending updates (if you opt in).
• Analyze usage for site and app improvement and troubleshooting.
• Detect and prevent fraud, spam, and abuse.
• Comply with legal obligations.

4. Legal Basis for Processing

We process your personal data on the following bases:

• Your consent (e.g., for newsletters, Money Manager features, or non-essential cookies).
• Performance of a contract (e.g., user account and Money Manager app management).
• Compliance with legal obligations.
• Our legitimate interests (e.g., security, analytics, service improvement).

5. Who We Share Your Data With

We may share your data with:

• Service providers (e.g., hosting, analytics, spam detection, Gravatar, Money Manager app support).
• Legal authorities, if required by law.
• Other users, if you post comments or content publicly.

Money Manager App:

Your financial data is never shared with other users and is only accessible to you (unless you explicitly choose to share it). We do not sell your personal or financial information to third parties.

6. International Data Transfers

If your data is transferred outside South Africa (e.g., to cloud service providers), we ensure appropriate safeguards are in place to protect your privacy.

7. How Long We Retain Your Data

• Comments and their metadata are retained indefinitely.
• Registered user information is retained as long as your account is active.
• Contact form entries are retained as long as necessary to address your query.
• Analytics data may be retained for up to 26 months.
• Money Manager App: Your financial data is retained as long as your Zamzi account is active, or until you delete your Money Manager data or account.

8. Your Rights

You have the right to:

• Access the personal data we hold about you.
• Correct or update your information.
• Request deletion of your data (except data we must retain for legal or security reasons).
• Object to or restrict certain types of processing.
• Withdraw consent where processing is based on consent.

To exercise your rights, contact us at admin@zamzi.co.za.

9. Data Security

We implement appropriate technical and organizational measures to protect your data, including encryption, access controls, and regular security reviews.

Money Manager App:

All financial data is stored securely and encrypted in transit and at rest.

10. Children’s Privacy

Our website and Money Manager app are not intended for children under 18. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us immediately.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will post any changes on this page and indicate the effective date. Where appropriate, we will notify you by email or via a notice on our website.

12. Compliance with South African Law (POPIA)

We are committed to complying with the Protection of Personal Information Act (POPIA) and other applicable data protection laws.

If you have any questions or concerns about this policy or your personal data, please contact us at admin@zamzi.co.za.